Requirement status

The product shall include an Innorve “Money Labs” cohort catalog for live behavioral-finance education.

Acceptance: Parents and CUs can browse upcoming sessions.

Money Labs catalog for parents and a sponsorship view for CUs.

Cohorts shall be filterable by age band, topic, format, date/time, facilitator, duration, capacity, and sponsor.

Acceptance: A parent can find a relevant session quickly.

Filter by age band, format and open seats; topic, date, facilitator, duration and sponsor are shown on cards but not filterable yet.

Supported formats shall include one-time virtual lab, one-time in-person workshop, multi-week cohort, parent-child session, branch event, and school/community event.

Acceptance: Each format has a reusable session template.

All six formats are defined with default durations; per-format reusable session templates are not built.

Each cohort shall define learning outcomes, prerequisites, materials, participation expectations, and post-session mission.

Acceptance: Booking page provides sufficient preparation.

Booking page lists outcomes, prerequisites, materials, participation expectations and the follow-up mission.

Credit unions shall be able to reserve blocks of seats or entire private cohorts for their members.

Acceptance: CU program manager sees reserved capacity and usage.

Sponsored seats shows reserved, used and waitlist per session. Reserved seats are the capacity parents book against. A private cohort request is recorded for Innorve and is not bookable until it is a session.

Parents shall be able to book sponsored seats directly and join a waitlist when capacity is reached.

Acceptance: Waitlist automatically communicates status changes.

Direct booking with waitlist. When a seat opens, or a 24-hour hold runs out, the next household is offered it and their guardians are sent the seat-opened message.

The platform shall support parent attendance requirements for younger age groups where configured.

Acceptance: Registration enforces household/guardian participation rules.

Guardian attendance is enforced at booking for labs that require it.

Facilitators shall receive a run-of-show, slides, activities, polls, prompts, expected misconceptions, safety notes, and follow-up plan generated from the approved curriculum.

Acceptance: Facilitator can run session without rebuilding materials.

Run-of-show with timed script, activities, polls, misconceptions, safety notes and follow-up plan; slides are listed but not generated.

Facilitators shall have a roster with only the information necessary to deliver the session.

Acceptance: Sensitive household financial data is excluded.

Roster shows first name, age band, attendance and accommodations only.

Live session participation shall not require children to reveal household finances or personal family conflict.

Acceptance: Facilitator guide uses fictional/play-money scenarios by default.

Labs use play money and fictional stories by default; safety notes repeat it.

Peer chat/interactions shall be moderated or constrained according to age and session format.

Acceptance: Unmoderated public child-to-child messaging is not a core feature.

No child-to-child messaging exists; labs use moderated, preset interactions.

Session recording shall be off by default for child cohorts unless separately approved and consented.

Acceptance: Booking and session controls reflect recording status.

Recording is off by default and shown on booking and facilitator screens.

After a cohort, each child shall receive a follow-up mission and optional transfer challenge.

Acceptance: Cohort is connected to app practice.

Each lab designates a follow-up mission (with its transfer step). For 30 days after a lab the child took part in, kid home leads with it as “After your Money Lab …” unless a mission is already in progress.

Parents shall receive a concise recap and suggested conversation, not private comments about other participants.

Acceptance: Post-session communications respect participant privacy.

Identical recap for every family, with one conversation idea and no comments about others.

The CU shall receive aggregate attendance, completion, satisfaction, and follow-up participation for sponsored cohorts.

Acceptance: No private child notes are included.

CU sees aggregate bookings/attendance with suppression, never notes.

Cohorts shall support accommodation requests and accessible materials.

Acceptance: Parent can request accommodation privately before session.

Private accommodation requests go only to the facilitator.

The platform shall support cancellation, rescheduling, reminders, attendance status, and seat release.

Acceptance: Operational lifecycle is visible to parent, facilitator, and sponsor.

Cancellation releases the seat. The scheduler promotes a waitlist hold that ran out and sends prep (T−3 days), the day-before reminder, a 15-minute push, and the recap two hours after the session ends. Rescheduling is not built.

Facilitators shall be able to mark observed skill evidence using structured rubrics.

Acceptance: Observation is tied to the relevant learning objective and evidence type.

Rubric levels are recorded per learner and become facilitator-observed evidence tied to the skill.

Cohort content shall be version-locked at booking so material changes are traceable.

Acceptance: Facilitator and participants receive the approved version associated with the session.

Bookings lock the curriculum version; facilitators see the locked version.

Parents shall be able to rate session usefulness and optionally suggest future topics.

Acceptance: Feedback informs curriculum backlog without exposing child identity to other families.

Families who took part rate a finished session 1–5 and can suggest a topic (contact details rejected). The Studio sees averages and unattributed topic ideas per item and on the overview as backlog input.